At PayMaker, we are committed to ensuring the protection and privacy of all personal data entrusted to us by our users. This GDPR Policy outlines how we collect, process, and store personal data in accordance with the General Data Protection Regulation (GDPR).

1. Data Collection:

1.1. We collect personal data from users during the registration process and when they use our services, including but not limited to:

• Name
• Contact information (email address, phone number)
• Payment information
• Transaction history
• IP address
• Device information

1.2. We may also collect personal data through cookies and similar tracking technologies when users interact with our website.

2. Purpose of Data Processing:

2.1. We process personal data for the following purposes:

• Providing and improving our services
• Processing transactions
• Communicating with users
• Fraud prevention and security
• Compliance with legal obligations

3. Lawful Basis for Processing:

3.1. We rely on the following lawful bases for processing personal data:

• Performance of a contract: Processing necessary to provide our services.
• Consent: Processing based on user consent for specific purposes.
• Legal obligations: Processing necessary to comply with legal obligations.

4. Data Retention:

4.1. We retain personal data for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

5. Data Sharing:

5.1. We may share personal data with third-party service providers who assist us in providing our services, such as payment processors, fraud prevention services, and customer support platforms.

5.2. We may also disclose personal data when required by law or to protect our rights, property, or safety, or the rights, property, or safety of others.

6. International Data Transfers:

6.1. Personal data may be transferred to and processed in countries outside the European Economic Area (EEA). In such cases, we ensure adequate safeguards are in place to protect the data, such as Standard Contractual Clauses or the EU-U.S. Privacy Shield Framework.

7. Data Security:

7.1. We implement appropriate technical and organizational measures to protect personal data against unauthorized access, disclosure, alteration, or destruction.

8. User Rights:

8.1. Users have the following rights regarding their personal data:

• Right to access: Users can request access to their personal data and information about how it is processed.
• Right to rectification: Users can request correction of inaccurate or incomplete personal data.
• Right to erasure: Users can request deletion of their personal data under certain circumstances.
• Right to restrict processing: Users can request restriction of processing of their personal data under certain circumstances.
• Right to data portability: Users can request a copy of their personal data in a structured, commonly used, and machine-readable format.
• Right to object: Users can object to processing of their personal data under certain circumstances.

9. Contact Information:

9.1. For inquiries or requests regarding personal data and this GDPR Policy, users can contact us at [contact@paymaker.com](mailto:contact@paymaker.com).

10. Updates to the Policy:

10.1. We may update this GDPR Policy from time to time to reflect changes in our data processing practices or legal requirements. We encourage users to review this policy periodically for any updates.

By using our services, users acknowledge that they have read and understood this GDPR Policy and agree to the collection, processing, and storage of their personal data in accordance with this policy.